Pennywiseai-tracker

Judgement

What it is

Complete system

What it does

An Android app that reads bank transaction SMS messages and turns them into categorised spending records using on-device AI.

Adopt it when

Your bank sends SMS for every transaction, as is common in India, and you want automatic tracking without a cloud service.

Watch out

Needs SMS read permission, works only where banks send SMS alerts, and is a young project.

Ready for

Usable

Runs as

Mobile app

Built with

Kotlin and MediaPipe

How established

Young: started 15 months ago, latest release v2.24.0.

What the license allows

Use inside your business is unrestricted. If you change it and let customers use it over the internet, you must publish your changes.

Judged on 2026-11-03 from the project's README and GitHub data. The license and age lines are worked out directly.

Built from

Follow it down: Pennywiseai-tracker → Kotlin → JDK → LLVM project → runs on a microchip

How compilers were built, back to punched paper tape

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