Copilot Money

Judgement

What it is

Complete system

What it does

A personal finance app for iPhone, Mac and web that categorises spending, tracks budgets, investments and net worth automatically.

Adopt it when

You are in the US, use Apple devices, and want a polished automatic spending tracker.

Watch out

Apple and US focused, with no Android app, and paid subscription only.

Ready for

Production-ready

Runs as

Mobile app, desktop app and cloud service

What the license allows

Closed source: you use it under the maker's terms and cannot change or resell the code.

Judged on 2026-11-03 from the maker's description and Wikipedia. The license and age lines are worked out directly.

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Under it

Every program, Copilot Money included, runs on a microchip.

How compilers were built, back to punched paper tape