YNAB
Have you ever worried about money? You're not alone. Download YNAB, get good at money, and never worry about money again.
YNAB is commercial personal finance software made by You Need A Budget. You Need A Budget was founded in 2004. Its English Wikipedia article has about 430 readers a month on phones.
- Made by
- You Need A Budget
- Since
- 2004
- Wikipedia readers on phones
- 430 a month
- Source code
- Closed
Judgement
- What it is
- Complete system
- What it does
- A zero-based budgeting app where every dollar is assigned a job, with bank import and shared household budgets.
- Adopt it when
- You want to change spending habits with a strict budgeting method and will use it regularly.
- Watch out
- The subscription is relatively expensive, bank sync coverage varies by country, and the method takes effort to learn.
- Ready for
- Production-ready
- Runs as
- Cloud service and mobile app
- What the license allows
- Closed source: you use it under the maker's terms and cannot change or resell the code.
Judged on 2026-11-03 from the maker's description and Wikipedia. The license and age lines are worked out directly.
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Under it
Every program, YNAB included, runs on a microchip.
The description is the maker's own, quoted as written. Facts come from Wikipedia and refresh weekly. Readers are counted on Wikipedia's mobile site only, because automated traffic that Wikimedia does not flag inflates desktop counts.