Personal finance and budgeting apps in 2026
4 commercial products, ranked by how many people read about each, or about its maker, on Wikipedia's mobile site. Of those with an article of their own, Quicken Classic has the most readers, about 780 a month. 30 open-source projects, ranked by GitHub stars and how recently each was worked on. Actual leads with 30k stars, ahead of Firefly III. 29 had code pushed in the last three months. Most common licenses: AGPL-3.0 (12), MIT (9) and GPL-3.0 (8).
Commercial personal finance and budgeting apps
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1
Quicken Classic Quicken Inc.
From budgets and investments to business bookkeeping and life’s essential information, Quicken helps you make smarter decisions for your finances and life.
Complete system Production-ready You are in the US or Canada and want detailed desktop tracking of accounts and investments with long history.
780 readers a month Since 1983 Commercial -
2
YNAB You Need A Budget
Have you ever worried about money? You're not alone. Download YNAB, get good at money, and never worry about money again.
Complete system Production-ready You want to change spending habits with a strict budgeting method and will use it regularly.
430 readers a month Since 2004 Commercial -
3
Monarch Money Monarch Money
Manage your money with Monarch. Track accounts, build budgets, monitor investments, plan goals, and get a clearer view of your finances in one app.
Complete system Production-ready A US household wants a modern Mint replacement with collaboration between partners.
Commercial -
4
Copilot Money Copilot
Track spending, budgets, investments & net worth all in one beautifully designed place. The personal finance app powered by smart automation and built with privacy at the center. Available on Web, iPhone, Mac & iPad. Start your 1-month free trial today!
Complete system Production-ready You are in the US, use Apple devices, and want a polished automatic spending tracker.
Commercial
New open-source projects
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1
How-to-survive-unemployment AIPMAndy
被裁员/失业后怎么办：中国打工人失业自救手册｜N+1/2N、失业金、医保社保、公积金、求职与现金流，附政策原文并标注核验日期｜China layoff survival handbook
List, course or other material Usable You have lost a job in mainland China and need a checklist of entitlements and next steps.
★ 514 MIT HTML Active, pushed 4 days ago -
2
ITR-Wala karanb192
File your Indian income tax return (ITR) from your terminal. Deterministic tax engine, both regimes, AY 2026-27. Claude Code / Codex / Gemini skill.
Developer tool Experimental You file Indian ITR yourself, use Claude Code, Codex or Gemini CLI, and want help computing and checking the return.
★ 886 MIT Python Active, pushed 10 days ago
Open-source personal finance and budgeting apps
Complete systems you can adopt 9
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1
Actual actualbudget
A local-first personal finance app
Complete system Production-ready You want zero-based budgeting without a subscription and are willing to run a small sync server for multiple devices.
★ 30k MIT TypeScript Active, pushed today -
2
Firefly III firefly-iii
Firefly III: a personal finances manager
Complete system Production-ready You want detailed control over personal finances and accept entering or importing transactions yourself.
★ 25k AGPL-3.0 PHP Active, pushed yesterday -
3
Ghostfolio ghostfolio
Open Source Wealth Management Software. Angular + NestJS + Prisma + Nx + TypeScript 🤍
Complete system Production-ready You invest across several brokers and want one private portfolio view, self-hosted or as a paid hosted service.
★ 9.6k AGPL-3.0 TypeScript Active, pushed today -
4
Wallos ellite
Wallos: Open-source, self-hostable personal subscription tracker. Visualize your recurring expenses, manage your budget, and save money.
Complete system Production-ready You want to see and control what all your subscriptions cost each month.
★ 8.8k GPL-3.0 PHP Active, pushed yesterday -
5
ezBookkeeping mayswind
ezBookkeeping is an open source, powerful, self-hosted personal finance app that is easy to use.
Complete system Usable You want a lightweight expense tracker you can run on a small server and use from your phone browser.
★ 6k MIT Go Active, pushed today -
6
Securo securo-finance
Open-source personal finance manager. Self-hosted, privacy-first.
Complete system Experimental You want a privacy-focused self-hosted expense tracker and like newer projects.
★ 4.2k AGPL-3.0 Python Active, pushed today -
7
Paisa ananthakumaran
Paisa – Personal Finance Manager. https://paisa.fyi demo: https://demo.paisa.fyi
Complete system Usable You keep or want to keep personal books in ledger format and want visual reports on top.
★ 3.2k AGPL-3.0 TypeScript Active, pushed 16 days ago -
8
Moneymanagerex moneymanagerex
Money Manager Ex is an easy to use, money management application built with wxWidgets
Complete system Production-ready You want a free offline desktop app for household accounts with no server or cloud.
★ 2.3k GPL-2.0 C++ Active, pushed yesterday -
9
SplitPro oss-apps
Open source alternative to Splitwise
Complete system Usable You split bills with friends or housemates and want to avoid Splitwise's free-tier limits.
★ 1.5k MIT TypeScript Active, pushed today
Developer tools 1
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1
Mintable kevinschaich
🍃 Automate your personal finances – for free, with no ads, and no data collection.
Developer tool Usable You want your spending in a spreadsheet automatically and can set up your own Plaid developer account.
★ 1.6k MIT TypeScript Active, pushed 5 days ago
Compared head to head
Looking for an alternative to
Open-source licenses
- Network copyleft: 12. Like GPL, and running a changed version as a web service counts as distributing it, so its users get the source too.
- Permissive: 9. Use it anywhere, including in closed products. You keep the copyright notice; Apache-2.0 also grants patent rights.
- Strong copyleft: 9. If you distribute the program or anything built on it, you must release the whole source under the same license.
Languages
PHP 6, TypeScript 5, Python 5, Dart 3, C# 2, Vue 2, Kotlin 2, Go 1, C++ 1, HTML 1, Rust 1 and Java 1.
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