Assembly Line

GoCardless

Collect and send payments, minimise failures, and fight fraud. No more chasing payments and no expensive card fees.

GoCardless is commercial billing and subscriptions software made by GoCardless. GoCardless was founded in 2011. Its English Wikipedia article has about 406 readers a month on phones.

Made by
GoCardless
Since
2011
Wikipedia readers on phones
406 a month
Source code
Closed

Website Wikipedia

Judgement

What it is
Complete system
What it does
Collects recurring and one-off payments by bank debit and open-banking pay-by-bank across the UK, Europe, Australia, New Zealand and North America.
Adopt it when
You collect regular invoices or subscriptions and want lower fees and fewer failures than cards.
Watch out
Bank debit settles slowly and customers must authorise a mandate, which adds signup friction.
Ready for
Production-ready
Runs as
Cloud service
What the license allows
Closed source: you use it under the maker's terms and cannot change or resell the code.

Judged on 2026-11-03 from the maker's description and Wikipedia. The license and age lines are worked out directly.

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Under it

Every program, GoCardless included, runs on a microchip.

How compilers were built, back to punched paper tape

The description is the maker's own, quoted as written. Facts come from Wikipedia and refresh weekly. Readers are counted on Wikipedia's mobile site only, because automated traffic that Wikimedia does not flag inflates desktop counts.