Assembly Line

Bitcart vs GoCardless

Bitcart and GoCardless are both payments software. Bitcart is open source under MIT, with 1k GitHub stars. GoCardless is a commercial product from GoCardless.

Which to pick

Pick Bitcart when
You want to accept several cryptocurrencies, not just Bitcoin, on your own server.
Pick GoCardless when
You collect regular invoices or subscriptions and want lower fees and fewer failures than cards.

Side by side

What it does

A self-hosted crypto payment processor supporting BTC, LTC, BCH, XMR, ETH, TRX, USDT and more, with a store, invoices and e-commerce plugins.

Collects recurring and one-off payments by bank debit and open-banking pay-by-bank across the UK, Europe, Australia, New Zealand and North America.

Watch out

Still pre-1.0 with a small team, and you handle custody, volatility and compliance.

Bank debit settles slowly and customers must authorise a mandate, which adds signup friction.

Ready for

Usable

Production-ready

Runs as

Self-hosted server

Cloud service

Built with

Python, FastAPI and Docker

Not published

Source code

Open source, MIT (permissive)

Closed source, sold by GoCardless

What the license allows

You can build it into a product you sell, as long as you keep its copyright notice.

Closed source: you use it under the maker's terms and cannot change or resell the code.

How widely known

1k GitHub stars

406 Wikipedia readers a month on phones

How established

Established: started 7 years ago, latest release 0.11.0.1.

Not known

Other comparisons

More payment platforms and libraries

Every payments product and project, ranked

Both sides were judged on 2026-11-03 from makers' descriptions, Wikipedia, READMEs and GitHub data. License, age and popularity lines are worked out directly.