OwnPay

Judgement

What it is

Complete system

What it does

A self-hosted payment gateway panel for managing brands, payment gateways and transactions on your own server.

Adopt it when

You want to test a self-hosted gateway layer over local payment methods and can audit it.

Watch out

Created in April 2026 and still at version 0.2; handling payments on a young codebase is risky.

Ready for

Experimental

Runs as

Self-hosted server

Built with

PHP and Twig

How established

Young: started 6 months ago, latest release v0.2.0.

What the license allows

Use inside your business is unrestricted. If you change it and let customers use it over the internet, you must publish your changes.

Judged on 2026-11-03 from the project's README and GitHub data. The license and age lines are worked out directly.

Built from

Follow it down: OwnPay → Php-src → GCC → LLVM project → runs on a microchip

How compilers were built, back to punched paper tape

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