Assembly Line

Btcpayserver vs OwnPay

Btcpayserver and OwnPay are both self-hosted payment gateway software. Btcpayserver is open source under MIT, with 7.9k GitHub stars. OwnPay is open source under AGPL-3.0, with 204 GitHub stars.

Which to pick

Pick Btcpayserver when
You want to accept Bitcoin directly into your own wallet without a third-party processor.
Pick OwnPay when
You want to test a self-hosted gateway layer over local payment methods and can audit it.

Side by side

What it does

A self-hosted Bitcoin and Lightning payment processor with invoices, a point of sale, crowdfunding pages and e-commerce plugins, with no middleman fees.

A self-hosted payment gateway panel for managing brands, payment gateways and transactions on your own server.

Watch out

You run a full node and handle crypto price volatility, accounting and tax yourself.

Created in April 2026 and still at version 0.2; handling payments on a young codebase is risky.

Ready for

Production-ready

Experimental

Runs as

Self-hosted server (both)

Built with

C#, .NET and PostgreSQL

PHP and Twig

Source code

Open source, MIT (permissive)

Open source, AGPL-3.0 (network copyleft)

What the license allows

You can build it into a product you sell, as long as you keep its copyright notice.

Use inside your business is unrestricted. If you change it and let customers use it over the internet, you must publish your changes.

How widely known

7.9k GitHub stars

204 GitHub stars

How established

Established: started 9 years ago, latest release v2.4.7.

Young: started 6 months ago, latest release v0.2.0.

Other comparisons

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Both sides were judged on 2026-11-03 from each project's README and GitHub data. License, age and popularity lines are worked out directly.