Assembly Line

Harvest vs Xero

Harvest and Xero are both accounting software. Harvest is a commercial product from Harvest. Xero is a commercial product from Xero Limited.

Which to pick

Pick Harvest when
An agency or consultancy bills by the hour and wants staff to track time easily against project budgets.
Pick Xero when
A small business in New Zealand, Australia or the UK wants mainstream cloud accounting that local accountants support.

Side by side

What it does

Time and expense tracking with project budgets, reports and invoicing from tracked hours, integrated with QuickBooks and Xero.

Cloud accounting for small businesses with bank feeds, invoicing, bills, payroll in some countries, GST/VAT and a large app marketplace.

Watch out

Resource planning needs the separate Forecast product, and per-seat pricing adds up for larger teams.

Plans cap invoices and bills on lower tiers, and multi-entity consolidation needs add-ons.

Ready for

Production-ready (both)

Runs as

Cloud service, mobile app, desktop app and browser extension

Cloud service and mobile app

Built with

Not published (both)

Source code

Closed source, sold by Harvest

Closed source, sold by Xero Limited

What the license allows

Closed source: you use it under the maker's terms and cannot change or resell the code. (both)

How widely known

503 Wikipedia readers a month on phones

1.4k Wikipedia readers a month on phones

Other comparisons

More accounting software

Every accounting product and project, ranked

Both sides were judged on 2026-11-03 from makers' descriptions, Wikipedia, READMEs and GitHub data. License, age and popularity lines are worked out directly.